Be A Better Teacher For Your Kids

As parents, we want to help teach our children to ensure they go on to do brilliantly when it comes to exams. Then they can have a bright and fruitful future ahead of them. However, it can be easier said than done when it comes to giving our kids a good education. A lot of parents opt to homeschool their kids. That way, they can really get on top of their education. But even if you are just assisting with their homework, you need to make sure you are doing your best to help for their future. Therefore, here are some tips for parents to be a better teacher for their kids.

 

Assist rather than complete the work for them

 

When you are helping your child when it comes to their work, you need to make sure you are motivating and assisting them. A lot of parents fall into the trap of taking over. In fact, they often end up completing the assignment for their kid to ensure they get a good grade. But if you do just take over, your child will struggle to learn. In fact, they are likely to get stuck again when the question comes up next time. And you will end up in a repeated cycle of having to complete it again. Therefore, ensure you are just giving them encouragement and motivation. Explain how you would do it, and then sit back and let them get on with the work. They are welcome to ask you questions and talk to you about concerns. But ultimately, you need to let them get on with the work, so they learn properly.

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Fine tune your own skills

 

To ensure you are the best possible teacher, you need to make sure your own skills are intact. After all, you don’t want to teach them the wrong things which will affect their future grades. And with so many new methods coming into play, you need to keep on top of all these for the sake of your child’s learning. You can look online for plenty of information about ways to teach your kid different subjects. And you might want to go on some form of a course to fine tune your own skills. You can even do some lessons from home through companies like Effortless English Club which will ensure your English is grammar free and clear. That way, you will be in the best position to help your kid.

 

Give credit where it’s due

 

As part of the learning process, it’s important to ensure you praise your child when they do something right. A lot of parents focus on the things their kid might be struggling with and making errors on. But if you want to give your child a boost, you need to give credit where it’s due. You will find that praising your kid will soon ensure they try even harder to make an effort next time. And it can make them more inclined to do homework and work in the future if they get praise from their loved ones!

 

And remember patience is key to be a good parent to your children. You need to remember it might take your child a while before they grasp something. So give them time and patience to help them learn it properly.

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Why is no one telling moms this about Health Savings Accounts?

Health is a topic important to Moms. I know this, you know this, everyone knows this! Yet no one seems to be talking to is us Moms straight about what is actually going on with Health Savings Accounts. The “well off” talking heads on the news keep mentioning them, but there are things they aren’t telling us! I know someone though who is telling it like it is and I don’t know about you, but a Health Savings Account wouldn’t work for me or my family or really most of the people I know. We need to share this and let Moms know, we need to do something!

~~~~~~~ Thank you Michele McManus ~~~~~~~

Interested in A Health Savings Account? Heard from some rich well to do people that they are the best thing since sliced bread?
I have compiled the facts for you, complete with my opinion.
HSA’s have been around for a long time. When I was 20 years younger and totally healthy and making six figures, my broker offered them as an option. I declined because I felt then as I do now, it is not Insurance, it is a Gamble.
The feature that the “Well Off” will tell you that is so great is that you pay for it with pre-tax dollars.
“Advantages”
1 – Others can contribute to your HSA-“Have a rich aunt or want a contribution in lieu of a Wedding Gift”?
2 – *Pre-tax contributions-* “This is their fave. Big gift to you they will not charge you taxes. BUT You have already paid taxes on the Income“.
3 – Tax-deductible contributions – Contributions made with after-tax dollars can be deducted from your gross income on your tax return, which means you may owe less tax at the end of the year.
4 – Tax-free withdrawals- HSAs are not subject to federal (or in most cases, state) income taxes if they are used for qualified medical expenses.- “Huh? Bit redundant don’t you think. Why in the world would you be charged for paying for medical expense out of a Savings Account for Medical Expenses? But heck they have to come up with something positive”.
5 – Earnings are tax-free – If you don’t use all the money you might earn some interest and that interest is not taxed. “Good luck with that one”
6 – Funds roll over. If you don’t use all the money it is applied to the next year.
7 – Portable – Can be transferred to another HSA.
8 – Convenient – “Hey, I didn’t make this up. Convenient because you can use a credit card”.
Can you see a theme? Nobody is helping you in any way pay for the health insurance. Because it isn’t insurance. It is a savings account. All that is offered are ways to avoid paying taxes on something that should never be taxed in the first place.
So, I will repeat Health Savings Accounts are worthless unless you are young and healthy and don’t dare get into an accident and survive the accident needing lots of care. Be absolutely confident that a high deductible will not wipe you out.

Disadvantages
1 – High deductible requirement. Even though you are paying less in premiums each month, it can be difficult – even with money in an HSA – to come up with the cash to meet a high deductible.
Unexpected healthcare costs. Your healthcare costs could exceed what you had planned for, and you may not have enough money saved in your HSA to cover expenses.
2 – Pressure to save. You may be reluctant to seek healthcare when you need it because you don’t want to use the money in your HSA account.
3 – Taxes and penalties. If you withdraw funds for non-qualified expenses before you turn 65, you’ll owe taxes on the money plus a 20% penalty. After age 65, you’ll owe taxes but not the penalty.
4 – Record-keeping. You have to keep your receipts to prove that withdrawals were used for qualified health expenses.
5 – Fees. Some HSA’s charge a monthly maintenance fee or a per-transaction fee, which varies by institution. While typically not very high, the fees do cut into your bottom line. Sometimes these fees are waived if you maintain a certain minimum balance.
6 – Bad for your health. Many will be reluctant to seek medical attention. This can be the difference between life and death.
7 – Many will forego periodic check ups that detect disease in their beginning stages.
8 – If we had all this excess money to fund a Health Savings Accounts the rest would be irrelevant.
9 – If we were making so much money that we needed those tax deductions, once again irrelevant.

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Think about it…. 50% of Americans in 2017 are living pay-check to pay-check, and 30% have nothing saved. Average Americans have just as much debt now as they did during the recession! One illness can push people to the brink of financial ruin! Stagnant wages aren’t helping families either! So in theory, for 50% of you reading this, the idea of HSA’s is laughable because it is just so sad and tragic. We have to figure out a better way to help our country be healthy, I am no expert, and just my opinion, but given the Data, HSA’s aren’t going to help even half of the country.

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Fantastic True Tot Tower Giveaway – Ends 7/7

True Tot Tower Giveaway There are so many reasons why you should buy a True Tot Tower. It’s versatility and at the perfect price point make it the best option when it comes to Tot Towers. Click here to read the top reasons why this tower is the best tower around – it even folds […]

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Something Awesome is going on at your Post Office right now! – News

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I am sure by now you know there is a total Eclipse going on in August! If you are lucky you will be able to see it if you happen to be in this path when it happens. The total eclipse will cross 14 states from the west coast to the east coast! There will […]

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The STEM Toys Kids and Parents are Loving! – Osmo – Best Buy

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As parents we know that STEM (Science, Technology, Engineering, and Math) are really important! While school systems are pushing education that focuses on testing reading and math, sometimes other important aspects of learning are not featured enough. When given hands on learning in STEM, kids learn fast and tend to love it! Best Buy we […]

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Review: VitaminVape – Better B12

Vitamin Vape B12

I was truly surprised when I heard that you could vape vitamins and looking into it, it looks to work. I am not a doctor though so read the studies yourself of course! I was really happy to find Vitaminvape – B12 as like many people with diabetes, and even those with PCOS, I know […]

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Trouble Sleeping? Here Are 4 Ways To Get Some Shut Eye

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  Perhaps you are a new mother, have a stressful job, or have just simply got into a pattern of late nights and are struggling to get into a good sleeping routine. There are many reasons that people don’t sleep well. The suffering and health issues it can cause is a substantial stress in itself, […]

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Advice For Mothers Bringing Home A Newborn

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When you came home with your newborn baby, you had mixed emotions, and most likely your anxiety levels have never been higher. Even though you might have a great husband or boyfriend and both sides of the family who are more than willing to pitch in, you’re still probably full of a lot of self-doubts. […]

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The Kindness Rock Project – Rock Swap

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If you have been living under a rock then chances it has been picked up and painted and hidden some place as of late so you must know about The Kindness Rock project. Perhaps you didn’t know just how this current craze started of people painting rocks and hiding them in places for others to […]

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4 Life Lessons Your Kids Can Gain From Sports

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A sport is one of the most powerful teachers children can have. From it, they can learn values like endurance, determination, teamwork, dedication, and so much more. There’s truly a wealth of wisdom to be gained. For this reason, many have used sports as a medium for imparting valuable life lessons and developing character.   […]

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